Reviews of Harmoney. (Bank) in Auckland (Auckland).

Harmoney

2491 Reviews

367 Comments

Bank

Financial institution

Car finance and loan company

Loan agency

Level 3/110 Customs Street West, Auckland 1010, New Zealand

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Description Map Open Hours Reviews Contact Photos

Description

Information of Harmoney, Bank in Auckland (Auckland)

Here you can see the location, open hours, popular times, contact, photos and real reviews done by the users.

This place has good reviews, this means that they treat their customers well and you’ll feel great with their services, recommended 100%!

Map

Open hours of Harmoney

Monday

Open 24 hours

Tuesday

Open 24 hours

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Open 24 hours

Thursday

Open 24 hours

Friday

Open 24 hours

Saturday

Open 24 hours

Sunday

Open 24 hours

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Reviews of Harmoney

This is my third loan with Harmoney and from my first application they have always been fast, efficient and forthcoming. I love that everything can be done online. No time off work just a phone call ( when they can get you) always followed up with an email. With this application and my own peace of mind I did a bit of homework first comparing charges and Harmoney came way out on top. Hence why I stayed. Thank YOu ! :)

H. W.

Initial application, redo, re-apply for a lesser amount, still an outstanding process without some rather inane queries that have been asked by other providers and they were companies I had been with for a while. The team at Harmoney made the process seamless and non nerve wracking experience. Thank you for not putting any time pressure on and your fantastic customer service!

Amazing service, highly recommended. The process is easy and quick! Friendly staff as well

G. M.

Cheers guys. First time I've used harmony to get a loan. The process of applying for a loan took longer than expected. I say this because I was in the process of buying a vehicle and wasn't able to give the car seller a definite date to buy the vehicle. This meant that other buyers were able swoop on the vehicle if they had cash.

E. E.

Staff at Harmoney are very knowledgeable, pleasant to talk to and helpful. The entire process was very straightforward and quick. It took less than an hour. I am very thankful to Harmoney for approving my loan. I can’t thank them enough. Highly recommended.

Awesome customer service who were there every step of the way. Very polite and professional

This process was so easy and done with a professional theme from beginning to end, I am so impressed with Harmony that I have already referred family and friends. So pleased with the outcome ,I encourage anyone to give Harmony a go.

Absolutely fantastic company. I don’t know even bother with other institutions. Fast and easy on line application process. Highly recommended.

N. M.

I love this company so much. Painless, friendly and user friendly application process. Rates often lower than the bank. I was so fed up with the rudeness of customer service elsewhere, that I have moved back to Harmony. They’ve also saved me interest as well. If you have good credit, they will give you a decent interest rate. I work hard, and these guys deserve my business. Thanks again!

T. P.

Very very excellent service. Nice friendly people and very easy to talk to. Makes me feel comfortable. Will definitely recommend to friends and family. Thank you Harmony team. 👍👍👍👍.

Awesome customer service who were there every step of the way. Very polite and professional

Super easy to deal with, customer service was great with all my enquirers. Its been awhile since ive done a loan, but i dont recall it being this simple. Thanks Harmony Team

Absolutely fantastic company. I don’t know even bother with other institutions. Fast and easy on line application process. Highly recommended.

Wonderful experience! Ive been with Harmoney for many years now and found them to be friendly and efficient always a great outcome for me.

My phone convo was very informative and friendly, I applied online, which was simple and easy, I had a reply of approval within 20-30mins. It was simple and effective. I’m like wooow, just wooow. Amazing. Thank you!

Very easy and fast process will definitely be in touch again thanks Ana for all your help :)

The whole team at Harmoney have some of the best customer service I have experienced. They don’t feel like a loan shark and will always try to accommodate you to the best they can. Prompt with their replies to emails and messages and always ensure you are advised of any important information. The loan application process is so seamless and easy and are very efficient when it comes to payout.

Have had a few loans with Harmony. Very easy to deal with. Quick. Very good interst rates

Harmoney is extremely great and very helpful in your needs very friendly and clear communications and great service,

I have been with you for a long time and have always been treated with top service. Forever grateful for the assisstance you have given over the years.

I just love harmony quick easy always so informative and amazing

S. B.

Harmoney were quick to help and follow up on my application. Not much hassle compared to other lenders as it takes so much time to be approved. Harmoney only took 2 days to sort things out. Staff are friendly over the phone, very reliable and the process doesn't take long compared to other lenders. Would recommend to others

As much as it sucks to say. ive needed financial help from harmoney on a couple occasions and the process has always been easy and incrediby simple. Highly Reccomend

Great to deal with. First time any banking/Loan organisation has lowered my interest rate, Well done

I found this company and the staff really good experience ..I wanted to get a personal loan for my private use to have a dream and i can now do so ..this is such a relief and without harmoney it would be near impossible..thx harmoney and the whole team

Hi the process was a fearly easily one. .The rates are good also. ...All around I'm very pleased ... THANKS. .

Highly recommended💯 Service is good✊ got my loan of 10k approve in 2days & the money came to my acc the next day❤️All you need to provide is your ID COPY, 2 recent payslips & you’re good to go✊Thank you so much Harmoney🙌

Honestly the best experience I've had with a loan company. Quick and EASY AF. They weren't able to give what I had requested but instead of a flat out "no", they offered me another option which was great. Received payment on the same day too.

It was quick and easy. I am very satisfied with the support. Thank you.

Harmoney is an award-winning online lending platform that makes it simpler for people to access money when they need it, with fees that are transparent, and interest rates that are fair. Having access to money at the right time makes a huge difference in people’s lives. It gives them choices, and helps them grasp important opportunities they may otherwise miss. 💯% [ I am a 💯% happy borrower.. with a responsibility to pay back understood 👍🏽😁🍻👍🏽👍🏽

Fantasic , quick and easy, great friendly staff, Highly recommend dealing with these guys !!

The service I had from Harmoney was amazing💯%👍, they are professional and very helpful, staff were friendly & efficient through phone calls & emails, I love it and definitely recommended to my friends & families, cheers & thank you HARMONEY❤️👍

Harmoney you are the greatest, so easy and quick in dealings thank you so much

Fast, friendly, couldn't be more helpful. Other lending companies make you feel embarrassed for wanting to consolidate.

Excellent service, fast and hassle free processing, competitive interest rates.. Boom .. what else we need ..

Awesome experience! Had it sorted out the same day. Excellent service would recommend 😄

Thank you so much Harmoney, fast and efficient response would recommend for anyone wanting to clear debts, easy contactless transactions. Friendly.

S. P.

Excellent and easy process, as long as you meet all the requirements applying for loans online is so simple. There is no waiting, the service is quick and easy to follow. This is my 3rd Loan through HARMONY my second top-up. So if you are good at managing your Finances then i encourage you to take advantage of HARMONY Loans

A. T.

I recently applied for a top up, it was within 2 months of my first loan application. I had to fill in all my financial statement information again which was a little disappointing given the close proximity of my last loan. I was approved which was great but when I logged into my dashboard, it has automatically populated with the highest number I was able to borrow, which came as a bit of a shock - for someone less savvy they may make the mistake of accepting the FULL amount.

Great, fast and easy to top up my current loan. Repayments suit my budget and needs. Thank you again.

Process was easy enough, straight forward and in a timely manner

Very quick and easy. They gave me a quote which didn't affect my credit rating. Staff were really helpful and every question I had was explained clearly on their site. No hassle. Thank you!

The service is fabulous. Understandable. Fast and straightforward. Thanks a lot for being good to me...100% trust..

J. D.

Such an amazingly stress free and simple. Applied for a loan to assist a family member, the entire application and confirmation process took less than an hour. Highly recommended, assistance available during the application and money arrived same evening. Thank you so much Harmoney.

Really easy process and fantastic follow up service.

Always super easy to deal with! Highly recommend Harmoney!

Super easy to deal with, fast online process and easy to understand obligations

Such an effective and efficient fuss free way of borrowing money - thank you.

Clear and simple directions on what is needed, and quick for the money to come through to my account.

Harmony made getting a loan super easy. They provided us with lots of information and gave us an affordable rate.

a. w.

After having to provide numerous accounting info that I was going to have to pay 2K for, I decided to approach Harmony for our business loan. Could not have been easier. These people are set up for lending you money. Fast and great communication if I had any problems.

Ana and the team at Harmoney go out of their way to make this an easy process, while also being mindful of their responsibilities as a professional financial organisation. Great service, very fast, and lovely follow-up to make sure everything is going well. First class.

It is always a good experience applying. Provided you meet the requirements and provide what is requested there are generally no issues. If you need to speak to someone then the staff are always helpful and explain things well.

Thank you for great and efficient service :)

H. M.

The process of topping up my loan was made so easy. We were in need of money quickly as our roof sprung several leaks and we needed quick access to the balance of what we had available. Approved in just a few hours. Thank you harmoney

Quick and easy process. Call centre staff very helpful and quickly available if required. Happy to recommend.

Fast, friendly, efficient lenders, the customer service is the best I have had from a financial institution. Always there if you need help. Easy repayment options & competitive rates. Highly recommended.

Thanks Harmoney. Quick and Fast. Great rate

Great service No wait time (eveything can be done and dusted online) After proven repayment record got reduced interest rate😇

THE PROCESS easy affordable Customer Service Prompt Payment within 24hrs very very grateful Thank you .....if you fit the bill and meet the Criteria zero issues highly recommended 💓🙏

Was simply overwhelmed with increasing debt mounting up having the flu ment having time off that i couldn't afford but harmony was there my worries simply melted away which ment my bills will come into line once my normal pay starts up again thank you once again harmony will definitely let my family members know about you

Great service quick and easy to use online once I got all my information sent with the help of the customer service team everything worked out good.

“Efficient staff for a good outcome”- that’s how I describe my experience with Harmoney. Thank you guys

Excellent and easy process and had the money quickly

Easy and simple to use and get approval nga mihi Harmoney team

Very nice and friendly team no stress about anything thanks for your help

r. s.

Easy, stress free and great customer service. Had money in my account within 24 hrs. Great follow up service where options were provided to save me money on the repayments with no extra hidden charges.

Easy, quick, friendly service. Definitley recommend working with them.

M. P.

Can someone tell me why a customer would receive a call from the Collections area on the date of drawdown? Wow. Otherwise I can name a couple who were really helpful - the good work done by these will need to be appreciated. Team work wins. Merry Christmas.

Quick and easy. Good that the whole process can be done on line. No having to meet people to sigh paperwork. As I am a nightshift working doing long hours didnt have to lose any sleep to ment appointment times etc. Very pleased with the whole process

I didn’t get the amount I wanted but they manage to approve it quick. I’m happy with the amount I received it pays off two of my debts. I will definitely be coming back to Harmoney

Over 20 years of applying for loans and I’ve never come across a financial institution that makes the application so easy. Very fast and very friendly service and one of the lowest if not THE lowest interest rates around. Online application process takes no more then half an hour and you get an answer within 24 hours. A+++ Highly recommended

Awesome! Fast, friendly, and hassle free.

N. A. B.

I can see a lot of positive reviews but my review is going to be a negative one. After being bombarded by their ads for a month and numerous emails I decided to apply online. My application was pretty simple, I requested consolidation of a couple payments. I have a good job, really good salary, 4 years in the same company, job security, I'm single so no dependables, strong savings every month etc and I had my application rejected for some very vague reasons. Never defaulted on payments ever so my credit ratings are good. I called up the help desk and I could not get any answers that made any sense. Just that their decision was final. I even offered to bring in all relevant documents for a face to face meeting but that was turned down. They would not give me a reason for why my application was turned down.

N. T.

I really like the customer service support. This is the first time doing online loan application and I quite like it. Very user friendly process with effective and efficient support. At least your not waiting on the phone and talking through loan application. If you you get lost on the way you can log back on and process from where you left of. Thank you for your patience. Excellent

Very easy and simple via the app. quite suprised

Wonderful service! Took me a while to fill in the quote, however once done and submitted I was all approved same day. Excellent customer service.

Excellent web Site and Service. I've been a customer of Harmony since 2018 and have never had any issues.

R. A.

These guys are awesome. I required quite a big amount of loan. These guys managed to help me out. This is the second time Harmoney saved me from headaches. Love the service they provide. Friendly, helpful, and most importantly, respectful attitude of the staffs towards customers. Amazing. 5 stars for you guys.

C. A.

Awesome and easy online process, loan approval was super quick, was excited when I got the approval email. Didn't last long though, when I saw the interest rate 25%+ for a good credit rating with no defaults or anything, yeah, nah. Thanks for the offer anyway, great online only process.

I've used 1000's of websites. Harmoney's website is probably the best website experience I've ever had. Whether investing or borrowing money, the quality, efficiency and ease of use was even more impressive than the awesome speed and helpfulness of the staff. You'd think I was actually getting something for writing this, but truth be told, that's how just nice the experience was. Better than any lender interaction I've ever had. Private, simple and so fast. Well done H, keep up the great work! We commoners really appreciate it!!

H. M.

Fantastic service. Very quick with excellent custoemr service from Melanie over the phone when I got slightly stuck through my inability to navigate through some online issue. I would recommend Harmoney to anyone looking for a personal loan, or indeed any sort of financng. Well done :)

Efficient, easy online system, a perfect way to get some extra cash.

Really super easy to apply online, quick approval. No surprises, everything explained. Fully completed the process within 24 hours. Highly recommend.

Easy application and fast service. Message 'chat' service is great

T. W. (.

My experience was great. Applied online sitting from the comfort of my own lounge suite. So quick and easy and if you have any questions they are just a phone call away. Highly recommend harmoney. They treat you with respect and understanding of your personal needs and requirements.

Quick, easy and helpful application process. Fast approval and good communication. Highly reccomended

Customer service was very responsive. Apart from having issues with the website, customer service were really helpful and made my loan process easier and faster. Approved within hours with funds available the next day

Best experience I have ever had with finance so quick so Easy so helpful great customer service👍 I will.neva us anyone else I highly recommend Harmoney they have helped us achieve our ultimate dream of renovating our home. Thank you all soooo much🙂⚘

M. B.

Very easy to use system with great customer service. It's pleasant speaking to the consultants and they follow up promptly. Best experience so far will consider this as a first option before approaching my bank.

Really easy and friendly company.

Great friendly team, very simple system

Harmoney has helped me at the lowest of times. Being treated respectfully and confidentially, with really quick responses helped me not to carry burdens too long. Gave me back hope.

Very quick. It would be useful to go back to correct details in the 'rent' section. I put in double what I pay, not that it mattered in the end, but it might have affected the outcome.

T. H.

Harmoney makes borrowing money so easy! 100% online, with fast replies and great communication with customers...I would highly recommend them to anyone wanting a hassle free loan experience...! Not to mention their interest rate (for me) was way below my banks best offer... I've used the service before and it has been invaluable to me to have upfront finance to complete total home renovations. Thanks Harmoney, keep up the terrific work!

Fast and excellent customer service.

Just so easy and stress free - thank you !

Very reliable. Quick and efficient. Simple to go through.

M. R. V. H.

This is the second time that I have used Harmoney for my financing and on both occasions the process has been smooth and trouble free. The people are friendly, professional and very helpful. The great thing is that when I pay the loan off earlier there are no penalties. Fantastic.

Have borrowed here before n just needed some top up again. Both times good and easy. Very quick, painless and efficient borrowing. Will recommend to friends.👍👍

We have been customers with Harmoney for 10 years and everytime is a pleasure. The people on the other end of the line make it easy to complete your application and are so very friendly. Thank you Harmoney❤

Hi Harmoney has always been a company that has helped me to accomplish the things I have needed to do. Quick response no much around just the way I like it...very thankful for the help

I have had a few loans through Harmoney and every time I have had excellent service. The whole process is so fast and effortless and the interest rates are very reasonable. I feel safe knowing that it is funded by kiwis for other kiwis

I am so happy that I have been given a chance to consolidate my loan. The service was more than my expectation this loan will envetually make me debt free. I again thank you for your team. Regards Luwi Buchike

S. D.

Harmony recently offered me a cheaper interest rate to help me pay off my loan. Very generous of them and again the process is so easy to do. It definitely pays to keep up with payments and have a good credit rating, certainly get rewarded for it. Scott Dimock

A. F.

I received a top up loan reminder and was amazed at how fast the whole application process has been. I have yet to have this loan funded but the ease of use and the prompt boxes make this such an easy process! Well done Harmoney for creating a fantastic site!

If you are planning to get a loan (car, personal or any other sort) there is no one can do faster and easier than Harmony. Great work

everything was explained and I could talk to someone on the phone

Just finished listing my loan and can't wait to see the money in the bank so I can get my new carpet. So far everything has been so easy and the contact that I have had with the Harmoney staff has been excellent. Very helpful and very quick responses to any questions.

I was surprised to receive approval shortly after I provided the required documentations. All the consultants I spoke to were very pleasant and helpful. I have used Harmoney in the past and now, and I will continue to use them again in the future when I need to! Thank you Harmoney!

Very easy to apply very helpful and I recommend all new Zealand if you need help with money harmoney is the only one can help thank harmoney

J. C.

Great financial lender to deal with. Easy to apply. They are honest and upfront with fees rates and comparisons. No pressure if you decide to withdraw. The lending was fast and everything set in place for repayments.

We have used Harmoney twice and on both occasions the application process has been smooth, easy to follow, and worked as it should. When we have spoken to representatives they have been friendly, professional, and practical. The loan management system is also very clear and user friendly. High praise so far for Harmoney.

M. G.

The team at Harmony are absolutely brilliant. Kept me informed all the way and money in my account within 24hrs. If you don’t quite meet the full lending criteria they will work with you to try sort out a deal to suit your needs.

R. D.

The service was really great and hassle free! I got my loan approved in just a couple of days! The loan was live and funded in no time! I did not have to wait for so long. The customer service representative was very quick in responding with queries. Thanks Harmoney! I will recommend you to my friends :)

C. t.

As i reach out for help with so many lenders then to try my last chance with Harmoney, they we’re so great prompt & caring. I honestly couldn’t believe that i got the service i got with Harmoney as everything happened so fast. I got funded straight away. Highly recommended!!!!! Thank you Harmoney!🙏

R. B.

Fast, quick and easy. Dealing with Harmoney was great and I will do it again in the future. The service was really great and hassle free! The whole process was awesome; it was right at your finger tips. The customer service representative was very quick in responding with queries.(I will recommend you to my friends :). Thank you Hamoney.

Have spoken to a manager about my situation and fredrick has currently reviewed my Hardship application and approved this, I'm super appreciative as I've had alot of issues during this time. Thank you fredrick for sorting that. I've changed my review to 5 stars on the account that Harmony reviewed the issue and were willing to fix it. Thank you

M. Z.

It was a pleasure dealing with my Account Manager. She made the whole process so much easier. She called me to guide me when needed and kept me informed on the progress of my application. This has never happened before when I dealt with other organisations. Sometimes having someone looking over your shoulder during a stressful time when you need help is what I needed and she made it all possible. Thank you so much and keep up the good work.

Very easy eventually. Probably my dinosaur techy challenges held me back a bit

Harmoney has been so helpful with my application. They were able to help me consolidate my Bill's into one with a reasonable payment. Thanks to them I can achieve my goal.

Thanks Harmoney we are on the way to being able to buy the car we have wanted. Your streamlined online process and timely customer service was 5 star!! I will definitely be recommending you to my network of friends and associates. I like the fact that we can pay the loan off sooner without a penalty fee being applied!

I looked through several main lenders in NZ and I came to conclusion that Harmoney must be the best and at the top of the business. It was easy and smooth to deal with, quick response, very user friendly site design. Definitely recommend this company to my friends.

Awesome service, so quick and simple. Highly recommend Harmoney.

This has been the best loan experience ever. Having a chat line open really helped and Bertrand was able to reassure me when I couldn't get the online banking access to work. Highly recommend them, very friendly and approachable. Took all the stress out of asking for help. Non-judgemental as well. Well done and thank you Harmony

Couldn't recommend more. Quick, easy application, no hidden fees or catches and ability to repay earlier with no penalties which is fantastic!

Wow, Harmoney is such a stress free way of getting the loan that you need it, and the online staff are just simply wonderful and very quick to offer their help and support all the way through your application. I think I was most impressed with the reminders to get your loan sorted with Harmoney, this was helpful for me as I just got busy and simply forget to complete the application for lack of time, but the reminders made me plan to complete my application. This is awesome for a borrower and even better for a Lender as it keesp everyone on the ball. Well done Harmoney, you have done a great job with this service. Many thanks

Great Service, thank you very much.

Very helpful people and system. this debt consolidation means even with the repayments, i'm better off every month. Magic !

J. K.

Fantastic service cannot speak highly enough of this service. I had a gentleman at the call centre today who was professional and polite and so very patient. I had a problem with my computer on the forms and he amazing. I think peer to peer lending is the way to go. It is such a relief to know there is an alternative to a Bank to get finances on a balance footing. And at brilliant interest rates. And every day people helping other everyday people.

Very nice experience. You don't have more than 5 stars rating otherwise I would have even given to you guys that one 👍

N. H.

I wanted to thank Harmoney for being very patient with me. It seemed that in my haste I had made a few errors when applying for my top up. Because of those errors i was constantly calling up but the team who dealt with my account were very understanding, efficient and also solved the error I had made. Although I have had a great experience with the efficiency of seeing my loan in my account almost immediately, it has been the work of those involved who made me see the "errors of my way" who I commend. Thank you :)

Customer service is amazing, so easy to deal with, super professional and a real pleasure

We would highly recommend Harmoney to our friends and family. Very friendly and helpful customer service, the process was quick and easy, everything done within hours and repayments were 100% affordable. Happy 5 stars from us :)

What a great lending service! Harmoney made it easy to manage our loan and gave us the opportunity to get our house renovations done a lot earlier than would have been possible otherwise. Thank you Joseva for your friendly and helpful customer service. A++. :)

Anytime I get stuck with something I have to pay Harmoney are exceptional very fast service love it

Easy great team helpful all the way through

K. O.

A great idea and it does work but I found the application process frustrating and had to make a few phone calls to be able to understand the account information and where to find it. Even having the account details from my debtors was not enough to process further accounts ref and codes were needed. Contacting my bank and making an application may have saved me time if not having to wait for an appointment time. I did not find the Harmony call team friendly more matter of fact.

I have found Harmoney easy to deal with, both initially and for a top-up for projects that we wanted to start without waiting for cashflow to come through. The online system was very automated and funds came through quickly at a great interest rate. Five stars indeed.

The experience that my wife and I have had applying through Harmoney for loans has been the best experience we have ever had when applying for a loan anywhere. The staff are knowledgable and extremely helpful and have gone out of their way to make the experience one to remember. The ease with which you can apply on line for funding has made things so much less hastle than through the banks and the speed with which you receive a reply is a credit to all who work there. Keep up the good work Harmoney and thank you for making this experience one to remember

C. S.

Super easy to apply and always speedy responses all the way through the process. It's a weight off your mind knowing you can do the whole process online and stressfree plus lower interest rates are helpful with repayments.

I have never come across a provider who just look at your financial situation- assess you on the spot and provided you a positive feedback- they are not bothered how you spend your money and to judge you whether you're in or out thus giving an instant approval on line and then off you go. Awesome provider and will recommend to my friends and families.

S. M.

Harmony is the best to know if you want to find out what you need you will get the answer and is the best. Very fast and helping you don't need to go out or running around. Service is the best and very helpful. Harmony you will get the answer straight away from the great service and number one. Good to know you Harmony for all of the best and the greatest helping staffs.

Easy as 1,2,3 and Quick as always!

Fast and Easy process. Very friendly and helpful staff

Fast easy reliable and excellent service.Done everything online and its really helpful.. Great service well done.

Thank you very much Harmoney. The process is so simple and stress free. With the help of Harmoney I was able to contribute towards the medical expenses for my mum and give her a new lease in life. This year has been exceptionally hard on the family with numerous health issues and death of family members. So it feels good to be able to do something positive by being able to help with medical expenses and a holiday now. With the help of Harmoney I was able to achieve this. Thanks once again.

Harmoney has always been my preferred company and used them twice in the past and it was good but this time I tried to use again and interest rate was very high at 19.99% which is really disappointing so I didn't go with them but went with lending crowd that approved the same amount for just 11% . Always good to shop around

Fast and efficient service .

Fantastic experience again with my Harmoney loan. I oroginally made an error in my application on-line, and was contacted by the Harmoney customer services. When I explained my error they helped me re-apply detailing all of the correct information, and the loan went through really quickly. Totally recommend Harmoney, we have had a loan with them for over a year and have always had really positive and helpful service. Fiona

The most pain-free loan application process ever! A modern site with a very intuitive application form and fast turn-around on applications. Pair that with a very competitive interest rate ... we couldn't be happier!

Quick, safe and great interest rates!!! 100% recommend ;)

So easy to deal with and they are very thorough.

So easy to deal with. You guys rock!!👍

Awesome place to borrow from to get through life's little hurdles!

So easy and straightforward!! 😀

Great experience, no hassles, good communication easy process

Excellent, easy process! Outstanding Service!

Simple and easy - thank you for the opportunity for telling you the reasons why on the loan, it is pretty hard sometimes. Your site makes it so easy - I downloaded all my statements for you but I didn't need to as the system does it for you.

Super quick and easy to apply online no need to find a whole heap of paperwork as they pull the info straight from your bank account.

Hi, A very quick response & service orientated team of skilled staff who were more than willing to make an effort in assisting me with every aspect of my application. Even guided me through the technical traps of on- line processes. A great modern concept of lenders & borrowers that is a " Win Win " for all concerned. Much less cumbersome than traditional bank opperations. (and a better rate!) Highly recommended! Thanks Steve

Fast and quick, but reliable. Dealing with Harmoney was great and will do it again in the future. Their account team was kind and efficient and made me feel that they really care. Good one Harmoney!

Great easy application, no hassle process and awesome customer service. Overall a very good experience, would certainly recommend Harmoney to others.

Easy to apply also really Good customer service 👍little bit high interest rate but its OK they help me alot😊I apply same amount to my bank nearly 1week they ask too many questions and need lot of stuff but they haven't approved waste of time😒only two days I apply for Harmoney they approve straight away😉 anyways Harmoney you are the best thanks for helping me for my headache

I am only at the application stage. We have not yet had our loan funded, however the online application stage was super user friendly and explanatory. All the relevant information from interest rates, grading system and loan options were clearly explained. I was especially impressed with the automated bank statement system..such a drag have to collect documents for loan applications, especially in this age of online statements. Fingers crossed our loan is funded. So far so good. Thank you.

I have just done a top-up in order to consolidate some credit card debt and get on top of things. This whole process with Harmoney has so far been a simple and user friendly experience. The fact that I have chosen to top up - speaks for itself.

Fantastic, helpful and easy to deal with

Excellent customer service. I'd highly recommend Harmoney if you want to get a loan. Brilliant the best I've dealt with hands down in 30 years as an Accountant!!

Hello Ana I have to say that throughout the whole application experience it has been easy and that the result was fantastic. More importantly it was efficient and professional. Thank you

I would like to give my big big thanks to Harmoney Team and Investors involved for their fantastic help in assisting me to get a loan and making the experience a smooth one. Especially with my time running out before my trip away. I would definitely recommend these wonderful people to any friends and family I know They have my No. 1 vote for sure and would apply for a loan through them again. Thank you so much team. Your help very much appreciated. Keep up the good work and all the best to all your staff, investors and new clientelle.

The transaction was great and easy. Not much hassle on my end.

L. L. L.

Absolutely incredible service. Helped me out when no one else would. Fantastic customer service and speedy outcomes! Would highly recommend to anyone!

Great experience 👍 really good service

all good efficient and quick, takes a while for money to come through though maybe its because its over a weekend maybe some info around loans being approved on Friday means that the following week payments would be, apart from that great

Quickest and easiest way to borrow money. Stress free. Very pleasant experience.

The team are very helpful and informative making the whole experience stress free.Its also a great feeling when its approved - for the borrower i.e. me! it means another team of humans trusts my application/information. It creates a win/win for all involved. The call centre team are the best too!

Although we could have waited several more months to have saved the amount we borrowed, this ease of this loan meant we could put out bit into the family business much sooner than anticipated. It literally means life changes have been able to happen now instead of months from now. Thank you Harmoney. Excellent experience. Thanks also Monesha Begum for your excellent help regarding my phone enquiry.

M. M.

This is my first time and it was nerve wracking at first but as I completed everything it became less intimidating. And really happy about how quick it is. Thank you for a great experience. Regards Maria

Service was so awesome it helped me ease so much stress and the whole process was amazing ... thank you Harmoney for your help it definitely saved my life this time round. God Bless

I really appreciated Avie Singh's patience with me as I am not up on cell phones etc. but Avie was so patient and guided me all the way through my application with absolute curtesy and respect with a little humour to make me feel comfortable in applying for my loan. I wish all customer service people answering phones were as polite and well mannered. Thank you Avie.

Hassle free, Very efficient, Helpful and responsive staff. I would definitely recommend Harmoney to my friends and family, Staff know immediately when you are having difficulty in filing your application and respond quickly, either through phone or email. Thanks, Harmoney

Great experience, and appreciated the help from Harmoney. YOu did not let me down, unlike my bank.. I am forever grateful for the immediate help, and will be loyal to Harmoney forever!!! Kind Regards Moe

Thank you very much Mel & team Harmony. Very helpful, friendly & easy to deal with. No hassle...awesome service very much appreciated. Highly recommend God bless :)

A smooth experience that only took a few minutes from start to finish to approval. 100% online as claimed.

Third loan with Harmoney and I find it very easy to use and customer service is good. Only wish extra payments automatically reduced monthly payments.

I have just applied for my 3rd loan with Harmoney and got refused because my accounts statements were showing "transfers only" even though I have provided exact same statements/payments in my last application. After a brief conversation over the phone and explaining who my employer was and how to identify the payments the loan got approved by my rating got downgraded to 22%! I actually make more money now but I was placed in a riskier category.. It is sure great for Harmoney but very unfair for me.

Friendly and fast service!

I was extremely impressed by the service I was given over the telephone by Avie Singh. He was incredibly patient and helpful and had a very friendly and cheerful attitude. Made my applying experience stress free.

Good fast process. The staff are really helpful as well. :)

E. B.

Making this application was a stress-free experience and Monisha, the person assigned to me was a true professional. I appreciated the patience and non-judgemental attitude and the assistance given via telephone every step of the way. I was also amazed at how quickly my application was approved...hours not days. I would recommend them to anyone in need of emergency funds. Thank you Harmony and thank you Monisha.

Had a great experience at Haqrmoney. It was an easy smooth process to getthe loan and I was able to free up some money y paying less montlyon the total loan. I would recommend harmoney as place to borrow.

Amazing service...very patient, informative, and always professional with a personal touch. Thank you to your whole team.

Finding Harmoney peer to peer lending was the best thing ever for my family. We were stuck in a high interest trap with a few historic debts, treading water and getting nowhere, reluctant to go to the bank or any lending institution to consolidate lest they grilled me to death before offering me a similar high interest rate... I put it off and put it off and eventually made a decision to make a half pie effort (with no expectations) to investigate Harmoney. These people were so accomodating and helpful it was almost too good to be true. Within 48 hours they had helped me complete my application, found an investor and and consolidated my debt without me having to hand over security on any of my assets, banked the money in to my account, dropped my interest rate by 12%, allowed me to wake up in the morning and BREATHE and most importantly treated me like I was deserving of the chance to get out of this mess and for that I am very grateful. Recommend to any and all. Brilliant.

I think that this system of peer to peer lending is fantastic. The investors get a better return for their lending and people are helping people ( not just making gouged profits like the major trading banks ) The whole process is straight forward and all documentation is easy to read and understand. Keep it up Harmoney. I too would like to be an investor in the very near future to help others as I have now been helped.

A very good experience with Harmoney easy application to follow and complete. Recommend to all who require assistance for a personal loan. Thank you Harmoney.

Thanks Sai for making the process run smoothly. It's never easy to ask for money and I'm glad I was given a fair evaluation. Fa'afetai tele lava Sai for problem solve some alternatives rather than settling for one option... Much appreciated.

Fantastic team & Great service . Very happy

Harmoney - thank you for the experience. You guys make the process sooooooooooooo EASY & your interaction over the phone is INCREDIBLE! Highly recommend to all...

Thank you Harmoney you made it simple online to apply for a loan. Quick response very impressed as this is the first time I have used any online loan application. Thank you for a hassle free experience.

Browsing through internet, I came across lots of fabulous comments for Harmoney and thought I give it a go. 2nd November at 10am I lodged in a Loan Application Online through Harmoney and was so elated that at 12pm same day, I received a text message on my phone stating that my Loan had been approved. I say, it is a blink of an Eye. Amazing how fast and efficient this is. Well done Harmoney...I would recommend Harmoney to anyone out there who are in need. Thank you to the Team.

So quick and easy experience, logging in to your own bank account so they can access bank statements makes the process a game changer!! AA++

Harmoney is very good to deal with the loan process is very simple and easy to follow, this is the fourth time we have used Harmoney and always had a good experience

I initially did my application online and within a day received an email from team member Monisha Begum. I contacted her the following day and she was very informative, helpful and professional. I have found the whole experience with Harmoney very worthwhile. And while the organisation continues to employ people of the calibre of Monisha I see them having a strong & successful future.

Harmoney have been awesome to deal with and their customer service is fabulous lovely friendly fast and extremely helpful. Highly recommend to anyone needing a loan no matter how big or small :)

Wonderful service , informative , helpful and professional . I would recommend Harmony to anyone . Thank you Team 👍

Very impressed with the process. To be able to apply directly all online in one process and be approved there and then without the hassles of paper work and conformation emails, I most definitely recommend Harmoney to anyone. Kare i ko atu o te kairangi o nga whakaritenga a Harmoney Regards Tuhitaare Charlie Nohotima

D. N.

I Had a number attempts using the online system, but was stalled at different levels until a follow up phone call from Grace, who patiently worked through it with me via email and phone to straighten things out. Thanks grace for your patience, much appreciated

I was more than impressed with the professionalism of Selai her explanations plus her patience with me as a couple of times I had to have her repeat things to me. I have had to phone back a couple of times and Selai has guided me through each stage. I do hope if I ever have to apply again I would be lucky enough to have Selai help me through the process. Thank you to Harmoney for your quick response.

Wow, What an awesome place to deal with, very friendly and helpful. So far the process has been very easy. Just keeping my fingers crossed now so my life will be easier. Thanks Harmoney

Harmoney made it very easy for me to apply for a loan, I am so greatful to the members whom helped me and explained what to do so easy. I am so happy that I applied with Harmoney. Thank you for your fast service, reply and help :O)

Easy site to navigate and easy application. Very quick service and information flow as to loan progress really good. Only proviso...watch the interest rates on unsecured loans.

Harmoney, thank you for the opportunity you've given us to become debt free. You gave us hope for the future. Excellent service. I recommend Harmoney to those who have no hope in getting loans from other finance, to try Harmoney. Our loan was approved in a day.

A. H.

The team at Harmony make the borrowing process so quick and effortless. My account is easy to get to for statements and updates. I love recieving regular emails to support my application process and any news updates too. Monisha from Harmony was a pleasure to deal with. Definitetly recommend Harmony :)

Staff were friendly and polite to deal with. Application process was little slow but was partly my fault as they didn't have all the info from me to process the application. Otherwise all good.

Amazing, stress free and great customer service!

great experience good due diligence and a very quick service can not be more happy due to debt consolidation loan i will have a lot more discretional money avalaible

Excellent lending company. Use them 3 times now and will use them again if the need arises.

Super efficient, quick turnaround and painless process. I had to ring the team and they were awesome in getting my application through. Thanks:)

Had a frustrating morning of trying to fill an online application, which was stalling/blocking at different steps. So after several phone calls to the Harmoney Team (thank you for your patience), I was able to finally get put through to an outstanding team member, Joseva Lacanikaibau. Joseva immediately picked up on my desperation for assistance and reassured me in a calm and reassuring manner that he would remain on the line until we had sorted out the issues. 45 minutes later and true to his word, without ever sounding inpatient, we manged to work though the issues and I still had my sanity. This customer is %110 satisfied with the service I received today, especially from Mr Lacanikaibau. Leti Taihia

It was a pleasant experience to apply for a loan. Ilai was very helpful in helping me with my application. Very comfortable to do everything from the comfort of your home I certainly can recommend Harmoney to everyone Kind Regards Olaf Hirczy

Quick and easy, especially if you don't like asking for a loan.

Great service with Customer Service, the whole process from Start to finish is so easy where you can rest assure you will receive communication from Harmoney within minutes...

as this loan had lots of positives,adding less pressure to my every weekly needs and it actually eases the uncomfortable feeling of not having any money necessary to spent. i take this opportunity in great regard to harmoney and their ability to fund money to really need people'

Fantastic to deal with, make the process easy and straight forward. Would definitely go back to them again for Finance Needs.

i really like using Harmoney for funding they are efficient, quick and simple. They look after their clients and doing it all online is the best bit for me no need to go to a bank. Thank you Harmoney

Process was smooth and best customer service.

With the help of Paul I completed my application, due to my computer skills not being 100% I found him very patient and professional. Made the whole process a lot easier for me. Much appreciated.

I am so appreciative of the wonderful help I received from Monisha at Harmoney. After trying to fill out my on line application that didnt go as it should..my own fault...& having to re-apply..Monisha stayed with me on the phone and took me through each step. She made everything so much easier for me and am very impressed with her patience!! Thank you so much. Will definately be recommending Harmoney to friends & family.

I have found Harmony to be very help full especially the account manager- Mere Tikoduadua. Thanks for your quick response to my querys and your help over the phone to finalise the application. Will recommend Harmony to friends and family. Thanks Again Harmony

I needed to get extra help and Harmoney was there. I cannot express my thanks with this loan can help me so much better as well reduces my situation, I can relax. To pay a weekly amount back, is a blessing Thank you so much Harmoney

P. A.

Easy to deal with yet again. Quick, super fast and efficient in changing my payments to fortnightly to match my pay cycle. No hassle and sorted in minutes!

I dealt with Joseva the second time I rang to make enquiries about my loan and my expired password he was so helpful,good manner very patience with me, thank you Joseva. I greatly recommend Harmoney to anyone that needs help,eventho I'm waiting for my money to come thru ? Great and professional.keep up the good work

Simple, straight forward and efficient. The easiest loan application I have ever made and you find out within minutes....

I have been very happy with Harmoney the easy and friendly the application and the staff that I dealt with were so great. Thank You Harmoney you're the best and I will always come to you first.

Just the best quickest service. Just taken a load off my mind without having to wait weeks and do triple somersaults through burning hoops

Harnoney is the most wonderful experience I ever have, I needed to bring my mother from South America to New Zealand for a very first time after 6 years without seeing her to spend time with me, and enjoy this beautyful country, I didn't have any money to buy her tickets so I try many options until I found Harmoney trough google search. I was really nervous applying for a loan over 5k. but I gave it a try since I never done it before. I never expected shush a great support, so easy 100% online application, in less than 24 hours I got the money into my account. I have the most greatest holidays with my mother, I couldn't be more happy. I don't really understand much about interest rates and all those things, but I do know that when you borrow make sure you pay back so the doors will be open :-D I will definitely will come back to Harmoney,so I will buy my dream car. Thank you so much to the team and the investors who trusted me and made it possible, you guys really make life much more easy and happy. Lots of blessings. Carabali Sandra.

Joseva Lacanikaibau ,was awesome he kept on saying sorry for the inconvenience and was always thoughtful as well as one of the best people I have spoken to with people great people skills thanks again. He made it seem so easy to speak to and very understanding, and he waiting on the phone for me to see if i have received his email, just amazing customer service. We need more people like this. Thank you so much for all your help & patience Kind Regards Prabashnee Naidoo

wow! I applied for a 20k loan to consolidate, thankfully I was only offered 5k it made me really think about the bills that are bugging me and the ones I can safely manage, the process was fast and easy and that's exactly how life should be lol cheers harmony!!

Extremely efficient. I had cause to speak to someone over the phone and they were excellent - very helpful and he immediately completed what he said he would do.

Joseva Lacamikaibau has been online with me for about a half an hour helping me with my application. He is the most caring, patient, friendly and amazing person. Very happy with his approach to everything. Joseva you really and truly are amazing Regards Avril Mennen

It has been a very comfortable feeling to work towards my financial dilemma. This is the most easy experience I got from a financial company.Amazing guys keep it up!!!

If you're after a very accessible platform when it comes to debt consolidation or other forms of lending, Harmoney is the place to be!

The process has been so supportive. With the person to person walk through and the helpful texts and emails, Harmoney takes the stress out of dealing with finances. Thank you so much Harmoney!

Quick hassle free process. Money was in fast even on a weekend.

The apllication process was fast and easy and I know exactly what I have to pay without any hidden fees. 😀

The friendly service and advice was awesome , expediency of the transaction was excellent, Awesome company to deal with , they make things happen.... Well done

i would like to say thank you to all those involved to get my loan sorted as was having issues with one step. Shavneel, Keni and mili were helpful in their own way. Also thanks to the It team for sorting the problem. my name is Tanya Bevan . Am using my daughters computer

Great people to deal with, easy online process

Monisha was great - the online application unfortunately failed to complete but she contacted me the next day (on a weekend too :-)) to help me finish it. Thanks Monisha - very efficient service!

Alsace has been most helpful in getting us through the loan process. I highly recommend him as he has made it very easy. (no stress)

Never thought it would be so easy, great experience and Harmony is so wonderful to deal with.

very easy to deal with and extremely good customer service

Dennis Thomas from Harmoney helped me thru this process and made it so easy and was on the ball immediately with support and phone contact to answer any questions and guide me thru the process. It was a pleasure to have him in my corner, thank you Dennis Regards Debby

Cant believe how easy the whole process was from start to finish. I had the money in my account the same day. Will definitely be using them again in the future.

Straight forward process online, effective and efficient service, highly recommended especially if you need it (money) now... Thanx Harmoney

Thank you very much Harmony for helping me and make my life easier . online application make things faster. I do appreciate for making my dream comes true. Thank you again and God Bless

I applied for a loan via Harmoney 2 weeks ago and it was approved. It is great to be able to do everything online. Very fast and prompt service.

Great service. Quick, easy and transparent application process. Highly recommend.

this is my second time applying for a loan, this time a topup loan and the process was really really smooth and easy. The customer service assistance is also very welcoming and friendly. I would recommend Harmoney to anyone.

The whole process was so easy and hassle free. Communication is absolutely great. Nothing hidden.

Made borrowing easy for my dental costs.. Really great customer service representative.. Speedy and good experience.

S. E.

Thanks Harmoney service great and staff awesome. Thumbs up to Mitch who helped me too. Thank you for everything

quick and easy as always

It was quick and easy, good service overall

Good easy intructions to follow little or no delays on approvals straight forward transaction and smooth transition althoughit wasn't the amount I was expecting overall very pleased with the result.

Staff are so helpful and excellent in communication.. thankyou for your professionalism

This was my second time arranging finance with Harmony. I can say it was the easiest least complicated finance experience I have had with any financial institution, I wish all were this good.

Just had my consolidation/ home approvement loan approved, they were really awesome to deal with, made the whole process so easy, would recommended them to everyone

Cheap rates great to consolidate debt with. So good to deal with

easy to deal with and very helpful

We did struggle a bit to get things going but it eventually got done in the end. We are so grateful for the help from the Harmoey Team and now we are relieved everything have been consolidated and we have a bit of money to save.

Couldn't be much happier...everything was so easy customer service Melanie walked me step by step in filling out my consolidation online...thank you for your help and your time.

I would like to recommend HARMONEY to anyone who are desperate for financial needs of whatever kind. Superb, reliable and efficient process. My special thanks to staff member Jowesh Taituranga for your amazing and thoughtful help that makes things flow smoothly which also gives me security and comfort in my time of need. Appreciate all of it. Keep on Keeping on the awesome work! Vayesha

Exceeded my expectation as i was able to accommodate some of the renovation work planned for later. Now able to do it straight away. Excellent personal loan interest rates.

Really fast and easy. Super helpful Customer Services team. Would definitely recommend!!!

I found Sai very helpful and he listened to my queries very attentively and understood my postition and adjusted my applcation accordinly. I am impressed by the whole experience and use of technologly, regards Miles

Fast approval and dependable. Really helped me with the whole process

Very pleasing people to deal with, really quite easy

Very user friendly system online, streamlined and funds available WITHIN 24 HOURS after initial contact!! WOWWWWW impressive, thanks a lot Harmoney.

Such an easy hassle free process and it only took a few minutes to fully complete. Now its fingers crossed for the desired outcome for my family.

At first i thought it wasn't approved. Thank God , i can go ahead with one payment per week. Thanks Harmoney. This is my second time here in Harmoney.

Absolute gems...Sahil and Evelyn made my first time experience wonderful..better service than banks and more empathy, compassion and professionalism...before, during and after process...will use Harmoney from now on.....

Fast approval online also really satisfied how Harmoney team respond to your need.

Great service. Quick, easy and transparent application process. Highly recommend.

I have been pondering about getting a personal loan for some time, found the link on TradeMe and thought this must be a good organisation to be referred to by TradeMe, so far the process was very easy and positive, I can highly recommend this if you genuinely looking for some xtra cash to pursue whatever project you have in mind, thank you Harmoney :)

Quite a straight-forward process. Thanks for providing a smoother alternative to banks and other standard lending institutions. Have an awesome 2019 and onwards

Very simple form and sorted within 15mins Just waiting for the money to arrive

Really easy and fast 100%

So awesome helpful and easy to use the online system an also i was approved within a short period of time so thank you all Harmony

Great service, but the "on line experience" is a little bit challenging and not very clear in each step.

Love the fast and warm support!!! Offered me too high amount LOL but I only applied the amount I needed. Highly recommended!

Amazing company so fast - applied on the day money was in my account by 8pm def recomend this company - thankyou soo much Harmoney

I have been with Harmoney for almost two years and I find that they are the best lending institution I have ever delt with, The service and the staff are exceptional and I would recommend them to anyone. Many thanks Harmoney

Easy to apply online, quick response so far. This is a top up and I had the same experience 2 years ago. Great so far!

Highly recommend Harmoney Quick and fast if you’re looking for something very urgently they’re your go to guys.

Very easy and fast service Thanks

Very helpful and friendly team as I did have a few problems on the web site, however nothing was a problem from the Harmoney Team to help and assist me through the application, great dealing with you :)

The thing I liked about Harmoney is that it is all done online, no contracts to print off and sign, they were able to verify my income online they just made it simple.

I am thankful for the loan thru harmony which was a very straight forward process, it sure makes life a lot easier without the pressure thanks also to the staff that were very helpful online thanks to all.

Great company to deal with

Great experience, no hassles, good communication easy process

wow so fast efficient and friendly definitely would recommend to others no hitches or hassles at all A very happy customer here

Great customer service, everyone was on the same page at all times, Quick,Simple, service with lovely people, thank you.

Awesome and hassle free Process to top up was so easy thank you

Simple to use and excellent interest rate 👌

Wonderful service, made a stressful process much easier and smoother than i expected. Thanks to the team!

Ateca has been awesome to deal with, she made the whole experience easy and was a pleasure to deal with. We hope to deal with her again in the future. Thank you Ateca and Harmoney...

Excellent customer services and support....finance was approved in a short period of time. Encourage anyone to see Harmoney today

Not only are the staff amazing and helpful, the process is soo much faster. I

George was my customer service representative. He was very helpful and pleasant to deal with.

So easy to deal with awesome experience would definitely use them in the future 💯✅ Thanks heaps !!! Blake P

Very happy with the way Paul conducted the handling of the loan application and he was very helpful, courteous and polite.

The phone service was great, ythe online form filling experience was a little frustrating. My second loan.

Great service and experience with Harmoney! Great customer service especially Sharon Singh and Dennis Thomas! Keep up the great job you are doing!

Thank you so much, this has been the easiest and most pain free loan application i have ever made, would recommend it to anyone looking to get a personal loan.

Great experience, easy to deal with. Mitch was great to deal with and super knowledgeable.

Quick and easy with no dramas

I think Harmony is pretty good,they go out of their way to help,customer service is right up their,big high five to Grace! i think all of you guys help alot like even talkin wiht Leanaitasi today he really helpful.just wona say thankyou very hormoney

Wow, the loan application process has come a long way. Easy to understand and was approved within minutes.

The whole process is fast and easy, the help team are quick to answer any questions and with the whole process being online it can be done anywhere at anytime.

A great experience so far. Would be better if links were avaliable for statements etc but pretty easy to complete application process.

Very fast and professional easy to understand presses over all a very impressive experience

The staff are awesome so easy to apply highly recommend big thumbs up 👍👍👍

i love dealing with Harmoney, so quick, but balanced with doing the best for me and their loaners. just awesome!

Super simple, streamlined application process and very friendly staff when you need to talk to them.

Cool experience and doing it all online with out phone calls and needing bits of paper is refreshing, one thing though the slider is hard to use, if you could input your amount you want that would be ideal.

Highly recommended to anyone who needs an alternative lender from their bank - fast efficient painless service, very highly recommended from someone who has literally jumped through every hoop with lenders

Excellent service. I have a quick approval for my loan in just a few hours.

Good for small amounts of money. If you have larger amounts of money to invest and still want to maintain fractionalisation on your loans to minimise risk, the platform currently doesn't have enough loans on offer. As a result you'll have alot of dead money. Money waiting to be allocated to new loans that isn't generating any interest. My personal opinion from my experience is that amounts up to $5000 NZD is a good amount to invest. The platform is exceptionally good. Just needs a bigger market in my opinion.

Very helpful team courteous listen to what problems you might have . For someone who has no internet savvy taken through process easily

Once again another no hassles experience with Harmoney!! I will continue to deal with them to reduce my debt. Thanks for the help. Cheers

Helen Tabucala was wonderful. She was very prompt and helpful with appropriate information. Highly recommend her. Thank you Helen

As a first timer applying for a loan I have found this experience very humbling and the service from Harmoney very efficient......As yet my loan has not been approved but I will be ever grateful for the opportunity to a least apply.......Thank's Harmoney.......

Service was fast and thorough.

Easy process to follow. Quick and friendly no hassle service.

Thanks Paul Holmes for very quick action of my application. Thank you also to Ryan and Christie who also helped with the application. I highly recommend Harmoney to anyone.

Wonderful company to deal with highly recommend 💯

Made borrowing easy for my dental costs.. Really great customer service representative.. Speedy and good experience.

I must admit it was very easy to apply and very prompt replies as well. Didn't have to wait long at all thanks heaps

Quick, safe and great interest rates!!! 100% recommend ;)

Fast, quick, easy and reliable. Thanks Harmoney, The Customer Service are approachable. Nice and easy online application. Thanks again Harmoney.

I think when you are a loyal customer you should get a better interest rate. Other than that all good.

Wonderful experience! Im so grateful for your kind service. To Alice Smith and your team, thank you kindly for your help. Saves me alot of time running around. Thank you thank you so much!

Great, fast service. full disclosure / information shared.

Thank u soo much Harmoney, ive been trying other loans to pay off all my debt but they all decline me because they dont really know how i feel...Thank u soo much finally i can relax and no more stress every week.. Thank uu soo much again. I will continue talking to all my friends and family about You Harmoney..

Excellent service ever come across!

Very helpful staff with most of the application process being able to handled by a relitively technology challenged person like myself.

Hello and Good afternoon i thank you Joseva Lacanikaibau im so sorry if i spell your name wrong, your service is awesome good job and well done he is a good worker keep on the good work. Thanks to the harmoney crew for all the help, God bless. Thanks

Fast service, good communication. Thumbs up

Thanks so much Harmoney for refinancing of all our depts. We have money back in our pocket, which we didn't have before. Life is so much lighter and easier for us. Thank you once again. Much appreciated