Reviews of Guardian Smith Mortgage and Financial Services. (Insurance Broker) in Auckland (Auckland).

Guardian Smith Mortgage and Financial Services

443 Reviews

78 Comments

Insurance broker

Mortgage broker

167 Victoria Street West, Auckland Central, Auckland 1010, New Zealand

Description

Information of Guardian Smith Mortgage and Financial Services, Insurance broker in Auckland (Auckland)

Here you can see the location, open hours, popular times, contact, photos and real reviews done by the users.

This place has good reviews, this means that they treat their customers well and you’ll feel great with their services, recommended 100%!

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Open hours of Guardian Smith Mortgage and Financial Services

Reviews of Guardian Smith Mortgage and Financial Services

C. E.

Mikey was an absolute pleasure to deal with. As a first home buyer the mortgage process can be daunting! Mikey made it super easy, his advice was expert and I am happy with the resulting package.

R.

Had a great experience with Mikey and Ryland, super helpful, informative, quick responses - and went above and beyond to help us at all hours of the day. We had tricky circumstances to get mortgage approved and they still got us a great deal. We couldn't have purchased our dream first home without them! Highly recommend to anyone.

J. G.

I was referred to Mikey and his team after having a terrible experience with ANZ with my new build application. Initially I wasn't 100% sold on using a broker after having a very average experience with one a few years ago, but from the first engagement (a very angry version of myself on the phone to Mikey after being declined by ANZ) and continued engagement with Mikey and his Associate; Ryland I have felt informed, well communicated with and taken care of. Despite a number of factors that were going against us and a variety of curveballs thrown in throughout the approval process from Westpac, not once did they make me feel like we wouldn't get the outcome I were looking for, and their knowledge instilled great confidence and credibility in them, their process and understanding of how the banks work. I have confidence that as we work through the build I will continue to get the amazing service from the team that I have experienced to date. THANK YOU!

C. E.

We were a tricky customer being three people buying a property, thirds each and ended up being a new build with tricky delays lasting 5 months. Mikey and his team were informative, supportive and extremely knowledgeable throughout the process and kept us and The bank up to date with extensions and progress. I could not recommend Mikey and his team more highly!!

B. K.

Mikey was a complete professional to deal with, he listened to our situation and gave us great advice to help secure our first home. I would strongly recommend Mikey to anyone looking for a honest, professional & approachable mortgage adviser. Thanks for making our journey a whole lot easier.

A. C.

Thank you Mikey and Melissa for helping us change banks for our mortgage. Mikey is very personable and professional and his high levels of communication gave us peace of mind throughout the process. Nothing was ever too much trouble, he was happy to answer my many questions :) If you are looking for a mortgage broker, Mikey is your man!!

A. P.

Couldn’t recommend enough! Mikey (and Melissa in his team) are brilliant. Responsive, informative and are just legends. As first home buyers Mikey and Melissa made a potentially stressful and confusing experience so much easier.

M. B.

Mikey Smith and his team from LoanMarket were excellent mortgage advisors. As first home buyers we didn't really know where to start but had been recommended Mikey by a couple of colleagues and he more than lived up to these recommendations. He was really helpful at all stages of the process, listened to what we wanted, explained things clearly and made sure we knew what was happening and that we got a good deal on rates and a cashback offer from the bank. We will definitely recommend Mikey and the team to anyone looking for help with a home loan.

A. B.

For a group of first home buyers, the complete process is terrifying. I couldn't have asked for anyone better to guide us through this. Mikey's knowledge, communication skills and eye for detail were outstanding from start to finish. He went over and above to make sure we understood every minor detail and had our best interests at heart. Can't thank you enough Mikey

J. H.

Mikey helped my partner and I buy our first home. He was amazing throughout the whole process and helped us to understand everything. Mikey was so fast to respond to any of our questions and queries along the way. When we had issues with our finances Mikey sorted everything out straight away and if it wasn't for him we would not be in the position we are now. I could not recommend Mikey enough, he is a wealth of knowledge and makes the process of buying a home easy.

V. S.

Mikey saved us from buying our new first home, it was initially impossible for my wife and I until Mikey took it over and started the home loan process. It was smooth and surprisingly, we were able to get good deal from the bank. He keeps on updating us on the progress which we really appreciate his effort. I would recommend him to our friends and colleagues.

N.

Mikey was so helpful, knowledgeable and responsive. He made the process of us buying our first home easier. Mikey met the timeframes he proposed with lodging our mortgage applications and getting back to us with offers from the banks. Moreover, he always took the time to explain the processes associated with buying our home. Mikey is friendly and pleasant to deal with. We have already recommended his services to our friends!

K. D.

Very approachable, helpful and knowledgeable. Easy process using the online questionnaire and upload tool. Thanks so much Mikey and Ry for helping us get our first home in a super challenging buying time!

W. E.

Mikey is a consummate professional and someone who really goes the extra mile to support his clients. My partner and I spent one long year in the trenches of the Auckland property market, making offers on around 13 properties before we finally managed to purchase our first home. Mikey supported us with every single one of those purchase attempts, putting in a lot of time and effort, often at short notice, to get us in the best position possible to be successful at auction or in a multi-offer situation. At times when we felt disheartened, Mikey was there to offer guidance and a plan for how to get where we wanted to go. We are extremely grateful to Mikey for his help, experience and relentless work ethic. We truly could not have done it without him. I can’t speak highly enough about the service we received and I would recommend Mikey to anyone looking for a knowledgeable, friendly and experienced mortgage advisor.

R. S.

Mikey and team were helpful, friendly and professional the whole way through the process of buying my first home. They got me a great rate, answered all my questions, and made sure that everything was good to go exactly when I needed it (even though my expected settlement timelines changed a few times through the process). I'd recommend Mikey without any hesitation.

R. S.

Mikey is a legend, super friendly and always quick to reply. He has looked after us for many years and has always given us great advice. He checks in on us throughout the year to give suggestions if he finds anything that may benefit us financially. Using Mikey on our latest house purchase has been awesome and would highly recommend him to anyone looking for a mortgage adviser.

M. M.

Mikey helped myself and my partner to secure an awesome interest rate for the purchase of our first home, as well as assisting us with any house related queries that we had. Mikey was always available to answer any questions that we had and was always happy to help. He has a lot of knowledge in the industry and was even able to pass on building inspector, lawyers and insurance brokers details to us, which was super helpful. Thanks Mikey for all of your help throughout the process of our purchase, we will definitely be recommending you to friends and family!

H. M.

Mikey was a brilliant aid to us for our first-home purchase. He was responsive, articulate and a generally lovely guy who was super easy to deal with. We will definitely come to him for future home purchases. Highly recommend. Thanks so much Mikey!

S. M.

Mikey was amazing! Not only did he get us the money we needed, but he got it with the bank we wanted and some pretty choice interest rates as well. He also suggested the lawyers we used to sell our old and buy our new house. He helped us set up our mortgage loan structure and was just in general a really good guy. Would highly recommend.

S. N.

I stumbled upon Mikey on Goggle based on his awesome reviews and his works is truly a testament for this. Here i’m adding another 5 stars to his excellence work. Mikey has been very helpful, professional and amazing throughout my home buying process- making everything less stressful. He handles everything from A-Z and his advice/ recommendations are spot on. I can’t thank you Mikey enough and would definitely engage his service again!!

E. G.

Mikey helped us buy our first house. He is very approachable with great industry knowledge making the whole process less daunting for us newbies. He also managed to secure us a good rate with the bank of our choice. Thanks Mikey!!!!

T.

With the enormous help of Mikey and his team, my wife and I have just bought our first home in our early twenties. As a new endeavour for us, they have made the process much less daunting than initially thought and truly made our dream achievable. I highly recommend their service, especially for anyone buying their first home.

P. M.

Absolutely loved working with Mikey as we organised a loan for us to buy our new home. He was incredibly helpful with answering all our questions - stepping us through each part of the process and assisting us to prepare a plan that was just right for us. Totally recommend him!!

A. D.

Mikey is just brilliant! His industry knowledge and willingness to go the extra mile is what continues to set him apart from his competitors. As a first time home buyer and borrower, I was naturally quite wary of being taken advantage of. To my delight, Mikey allayed all of my concerns by exhibiting honesty and integrity throughout the entire process. He walked me through every step in terms I could easily understand. He truly has his clients’ best interest at the forefront. I would not hesitate to recommend him to my family and friends and I can say with absolute certainty that I will be a lifelong client.

M. C.

Mikey is absolutely awesome! He came to my work to make everything easy and had a wealth of knowledge. He had some creative ideas to solve my financing challenge and in the end landed on a solution that didn’t actually give him any benefit. He had my best interests at heart 100% of the time! I have more projects planned and will absolutely be calling him when I need to arrange the funding for the next round of purchases. Top bloke with an awesome attitude and he definitely has your interests at heart. I look forward to dealing with you in the future Mikey.

C. S.

Fantastic result from one of the best! We got recommended Mikey by an agent and haven’t looked back since!! Purchasing our home was a long process with this crazy market but Mikey helped us throughout. Very insightful, and service driven. Will definitely work together in the future again - 100% recommend!

K. K.

Mikey is one of the most helpful blokes I've ever met. He has made getting a mortgage for Ailish and I as straightforward as I can imagine. He made sure we always knew what was happening and was always amenable when we had (many) questions. Thanks Mikey 👍

M.

Mikey Smith is the reason I was able to buy my first home. I had no idea what I was doing, Mikey came to my flat and spent the time to run through everything in detail. When it came to purchasing, Mikey was able to run through different bank options, haggle for low interest rates and come back with a sizeable cashback on settlement day. I didn't have to lift a finger, luckily as I wouldn't have a clue where to start. Always available for advice, I'd highly recommend Mikey to anyone trying to buy or sell. The value of a skilled mortgage broker is one of the better kept secrets.

C. B.

Highly recommend Mikey - very knowledgeable and capable mortgage broker. Mikey is very personable and responsive and was a big part of the successful purchase of our first home! You will be in safe hands with Mikey, A++

D. H.

Mikey has been outstanding in guiding us through the mortgage approval process and was key to us getting the outcome we wanted with our mortgage application. He is incredibly knowledgeable about home loan finance, responds quickly to questions regardless of the time of day or whether it’s the weekend or not, and is genuinely committed to delivering the best service possible. I wholeheartedly recommend him and his team, and look forward to having him advise us on mortgage matters in the years ahead.

C. P.

Received fantastic service from Mikey and Melissa. Very easy to work with, I found the both of them to be responsive and communicative throughout the process. We are so happy with our new home! I do recommend Mikey to anyone looking for a mortgage and would happily use his services again in the future. Thanks again Mikey!

A. S.

We have just purchased our hopefully forever home with the help of Mikey. He has been by our side since August 2020 and giving advice as to what to look for and how to go about offers on houses. He has incredibly good work ethic and reassured us at every step Thank you so much Mikey. Livie and Craig

D. J.

Mikey was a fantastic broker who held our hand throughout the process and made the experience feel seamless and easy. He strikes such a good balance between being the guiding professional and being a friend with your best interests at heart. I would highly recommend his services.

V. C.

Mikey is fantastic to deal with. He made the whole process so simple and easy to understand, so the purchase of our first house was hassle free. His knowledge of the industry really does put mind at ease. There wasn't a question he could not answer. (even the really obvious ones). I would highly recommend using Mikey as your Broker!

C. D.

Mikey is a great listener, he’s dedicated and a fast achiever, he took my portfolio on and suggested he could make it work for me when other banks said no, and he made it happen! He works super hard and pushes for his clients to get the best results possible. Many thanks for helping me achieve my goals so far, tell Mikey your goals! Highly recommended for communication and enthusiasm!

M. P.

I had small loan requirement which I approached my bank directly( as I had done over 20 years) - the outcome after much discussion was they wanted to lower a lot of the limits and remove facilities I already had approved which I thought was very unreasonable given the high security value they held. I read the reviews on Mikey and LoanMarket and gave him a call. I was able to see him that day and it was all go from there. Mikey was professional, knowledgeable and really got to understand what I was trying to do. Ironically Mikey went back to my bank, got all my requirements and increased my limits! My lesson - go to Mikey first as it removed all the pain, got me more value.. and no cost! Mikey and I had some very good conversations and I learnt a lot from him and will use him from now on.. not sure why you would want to go anywhere else.

G.

We came to Mikey with no expectations as were trying out the market to see if we could buy vs rent. Mikey was a great help as no time was an inconvenience for him and he was very knowledgeable about the market and could advise what to do at every step. He worked hard for our business and deserves your consideration if you are looking for a mortgage broker that will work hard for you. Keep up the good work Mikey!

J. S.

Mikey was fantastic to deal with and made what could be considered a daunting process very simple, quick and seamless for first home buyers. A down to earth but highly professional guy that we’ll continue to use and recommend.

M. T.

I would say the best mortgage broker in the country!!! Thank you so much for helping us getting our first home and making the process fast and easy!

J. G.

Mikey and Melissa are a great team who supported us throughout the entire process. They are incredibly friendly, approachable and where there every step of the way to ensure our home purchase was successful. I would highly recommend them to anyone in need of a Mortgage Broker!

M. C.

Mikey went above and beyond working on our loan for a new build, securing a great rate that surpassed anything the banks would quote us directly. We were so impressed we have already used his services again to lock in a new loan for an investment property. I would highly recommend his services.

S. G.

Mikey is a bloody legend. I was with another mortgage broker when my friend recommended him. I went from casually looking on and off for two years not feeling prepared to make the final cut, as I still had no clue what I was doing. Within the year of reaching out to Mikey, I have bought and moved into my first home. He was always responsive, providing me with things I needed to think about and also people I can talk to in those areas. He also chased me when I went quiet or got distracted from the plan we had set up which kept me on track. Absolutely amazing service and he is now stuck with me for life.

C. O.

What a service! Mikey and his assistant Melissa were exceptional and I went from not knowing where to start to buying my first home. Mikeys knowledge was second to none and the service doesn't stop at an approval. He helped me with lawyers, real estate agents and how to get through the full purchase process. Can't recommend enough.

L. M.

Mikey went above and beyond for us! Best mortgage broker around. Highly recommend!!

R. S.

I have dealt with Mikey on my last 2 property purchases this year. On both occasions Mikey has gone above and beyond to exceed my expectations when it came to getting the right loan at the best terms. He has made borrowing a whole easier than dealing with the banks directly. This has been a real plus for me as I’m a kiwi expat living and working abroad. I would highly recommend Mikey Smith when it comes to getting g your next home loan or refinancing an existing one. Richard Hong Kong

E. S.

Right from the word go, Mikey was fantastic to deal with. We were first time home buyers, so naturally had a heap of questions, and Mikey was always super responsive. He put time aside to schedule a few (lockdown) ZOOM calls to talk us through the process, how it all works between the lawyers, the banks, what to ask and look for with the Vendor and the Agent - and reviewed our S&P for us and got super fast turnaround on our Pre-Approvals for us. He completely held our hands through the whole process of pre-approval, making an offer, into the settlement and accessing Kiwisaver phase. A warm and friendly tone and approach, super helpful and never pushy. It made the whole experience an absolute thrill and a pleasure. Cannot recommend him highly enough, would give 10 stars if it were possible. We are both so excited to get into our first home, and Mikey has gotten us the best deal, bank rate and cash back, plus made the process totally seamless. Cheers Mikey!!

K. R. T.

Mikey and team guide me step by step on my first home purchase. They are very responsive on my queries all the time and offered important information i didn't think is needed. They were very patient and understanding on the situation i had, and had help me all throughout my journey until was able to buy my first home.

N. N.

Mikey is a pleasure to deal with! He makes things easy and nothing is ever too hard. He works hard to make things easy for everyone. I would 100% recommend Mikey for all your investment and housing needs! His laugh is pretty infectious as well! Keep up the great work Mikey!

T. D.

Mikey Smith is currently helping my partner and I into a new home. He has helped me with asset loans in the past and I will continue to use his expertise for all of my financial needs. Mikey will work harder for you than any other broker will and find you the best rate possible. Mikey is also one hell of a fisherman.

V. S.

Mikey was absolutely brilliant. He helped me organise everything, sorted everything with the bank, got me a great deal, and really helped with great advice and practical assistance during a long and stressful house hunt. Thanks Mikey!

L. d. K.

We worked with Mikey and Melissa late last year and into this year on a new mortgage. It was a challenging time of year to be sorting out a mortgage and I really appreciated that they worked hard for us over the Christmas break. They kept in contact with us and progressed the process even when we were being a bit useless!

F. R.

Mikey and the team are awesome. Great communication throughout the process. They were on top of everything to ensure that all parties (bank, lawyers, etc) were on sync to ensure settlement as planned. Totally recommended.

K. &. A. S.

Mikey and Melissa were a huge help with our mortgage process that ended up being much more difficult than we first though. Great communication, all through phone calls and emails. Most recommended!

S. B.

Mikey is full of knowledge and so easy to deal with. You always feel like his top priority and he was able to seamlessly guide us through the process. I’d definitely use him again!

S. M.

Mikey is very knowledgable and friendly. He answered all our questions patiently and guided us thorugh step by step to refinance our mortgage and get a great rate. Highly recommended!

E. R.

Mikey was super helpful professional and friendly through the entire process of buying my first home. 100% would use him as my mortgage broker again.

K. C.

Mikey is great to deal with, he sorted out switching my home loan providers with such ease, I didn't have to lift a finger! I would highly recommend that you use his services!

P. T.

Mikey makes the mortgage application process completely painless and you always feel that he is in your corner. You get a strong feeling he really enjoys sticking it to the banks on your behalf

M. P.

Mikey worked hard to make sure our loans got over the line. Very accessible and responds quickly. Def recommend!

R. J.

Very friendly, knowledgeable and approachable guy. Mikey and his team will guide you through the process smoothly. I'm impressed with how he structures the mortgage according to your goal. Keep up the good work.

S. P.

We have used Mikey and Melissa to purchase an investment property, would highly recommend there services, they have been 100% supportive, professional and understanding from the beginning to the end. There is never a wrong question, there understanding of the system makes this whole process bearable. Thank you.

H. Y.

Professional and friendly, Convenient, easy to understand and the best mortgage experience I have had while refinancing our mortgage to get the better rate. Highly recommended A+ . Thanks a lot Mikey

S. M.

Thank you so Mikey and Team for helping us get through the process of buying our first home. You made everything so easy and stress free.

J. F.

Great guy, nice and friendly with a lot of knowledge about restructuring of the loans, with the best and fastest way to pay down my debt. He really helped me sort out my rental properties and I would definitely recommend him and use him again. Thanks Mikey

J. M.

Amazing experience throughout the whole process. Great knowledge and expertise in the industry with an extremely supportive and calm approach could not rate Mikey highly enough.

H. M. N.

I’m a repeat client of Mikes. I wouldn’t go anywhere else, his attention to detail and shear relatability place him second to none as a key asset to my property investing business.

A. J.

Fantastic service, very responsive and easy to deal with Mikey and his team. Highly recommend them!

R. R.

Thank you so much Mikey and Melissa for making the mortage side of things so easy! Buying a house is a stressful process but it is helpful people like you that make it less so - thank you!

M. C.

Fast, efficient and most importantly does what he says he will do when he says he will do it. Have referred many friends on to Mikey and will continue to do so

B. W.

Mikey is so good. Responds so quickly and is so helpful and always gets a result. Would 100% recommend!!!

M.

He was extremely informative and helpful. Would recommend to any first home buyer.

N.

Friendly guy who knows his STUFF!! Wouldn't go anywhere else, loved the attention to detail. Thanks again Mike!

T.

Great communication and a voice of call in the storm that is the recent financial hurricane post Covid

A.

Took the time to understand my needs and explain the process to me. Thanks Mikey - 5 Stars.

A.

5*'s for Mikey's responsiveness :)

A.

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